Tip of the Week Archive
Insurance for Thermographers
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Insurance for Thermographers
Tip written by: Infraspection Institute
As thermography gains wider acceptance, the number of firms offering infrared inspections continues to grow. A common challenge among thermographers is obtaining appropriate insurance coverage for their inspection activities.
Insurance is a necessary expense in the modern business world. Depending upon a where a business is located, certain types of insurance (unemployment, automobile, workers compensation) and the amount of coverage may be mandated by law. General liability insurance which is designed to protect against an insured against a legal claim often evokes the greatest number of questions.
For professional thermographers, the challenge in obtaining the correct type of insurance and the amount of coverage will depend upon several factors. These include, but are not limited to, the location where work is to be performed, the types of inspections to be conducted, thermographer training and experience, and the content of any reports to be issued.
In order to best determine insurance needs, a thermographer should consult with their insurance broker or agent who can provide the best guidance on insurance options. In the absence of a current insurance professional, consider asking for a referral from another local business. When seeking insurance, consulting with more than one insurance professional will likely provide both policy and pricing options.
Infraspection has been training and certifying thermographers for over 25 years. Since 1983, our Certified Infrared Thermographer® program has been setting the standard for excellence among professional thermographers worldwide. For information on training courses and certification, contact Infraspection Institute at 609-239-4788 or visit www.infraspection.com.
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